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About Four | Buy Now, Pay Later
Four | Buy Now, Pay Later lets you split your online purchases into 4 easy payments, paid every two weeks. Shop at hundreds of online retailers and stay in control of your spending with predictable payment schedules and clear due dates.
Manage your entire shopping experience in one app. Browse your favorite partner stores, track all your orders, and handle your payment methods from a single dashboard. The checkout process is faster and smoother—just tap "Pay with Four" at the bottom of your screen when you're ready to complete your purchase. Your first payment is due today, then the remaining three installments arrive at two-week intervals, so you always know what's coming and when.
Stay on budget with flexible payment plans designed around your schedule. Get helpful payment reminders before each installment is due, so you never miss a deadline. Whether you're buying fashion, electronics, home goods, or anything else from top online retailers, this app makes it easy to shop what you love without straining your finances.
Upgrade to Four+ to unlock access to exclusive partner stores, special offers, and additional shopping opportunities. The sign-up process takes just minutes—download the app, create your account, and start shopping immediately at any of the supported retailers.
Four | Buy Now, Pay Later is designed for anyone who wants more flexibility when shopping online. Split your purchases into manageable payments, track your spending across all your orders, and enjoy a checkout experience that's faster and more convenient than traditional payment methods. Download today and discover a better way to shop.
Available to U.S. residents 18 and older who meet eligibility requirements. Not available in New Mexico.
Pros & Cons
Pros
- Split purchases into four installments over eight weeks
- Payment reminders help you avoid missing due dates
- Unified dashboard tracks orders and payment methods across retailers
- Faster checkout with one-tap payment at partner stores
Cons
- First payment required immediately at purchase, not deferred
- Limited to U.S. residents only; excludes New Mexico
- Buy now, pay later model encourages overspending and debt accumulation
- Requires account creation and eligibility verification before shopping
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